Why credit scores are different and which ones to trust
I had a conversation yesterday with a client about credit. I had reviewed their credit and was going over their report and scores with them. And then, the common reply …
Waiting periods for derogatory credit
Several of our clients come to us after some sort of mishap with their credit or previous mortgage. Whether it was a foreclosure, short sale, or bankruptcy, they all ask …
How balance transfers impact your FICO score
Boosting your credit can take time, patience, and effort. A tool to consider when boosting, or even maintaining your credit is balance transfers. Here are some important things to remember …
5 Categories that make up your FICO score
Understanding Your Fico Score FICO scores are used to determine if you are creditworthy when applying for a loan. My team and I believe the first step to enhancing your …