How an Adjustable Rate Mortgage (ARM) works
Adjustable rate mortgages (ARM) can be intimidating for a borrower to think about when they are going through the mortgage process. An ARM has its benefits and risks. I always …
How balance transfers impact your FICO score
Boosting your credit can take time, patience, and effort. A tool to consider when boosting, or even maintaining your credit is balance transfers. Here are some important things to remember …
USDA Summary: Rural Housing Guaranteed Loan
The Guaranteed Rural Housing Loan Program is offered through the Rural Housing Service (RHS), an agency of the USDA. The program is designed to help low-to-moderate income families achieve homeownership in …
Conventional Loans and unreimbursed employee business expenses
There has been some changes on unreimbursed employee business expenses! The following changes and clarifications have been made on Conventional Loan related to unreimbursed employee business expenses. For a borrower …